Which interest rate is higher, credit card or Huabei?

Credit card.

1. A credit card is a financial instrument that allows users to make purchases at designated merchants and pay in installments. The interest rate on a credit card is high, between two and three percent, and will For the handling fee, the interest rate of Erhuabei is 0.6% to 2%, and sometimes it is interest-free, which is relatively low.

2. The installment rate of a credit card is related to the card issuer and credit card level. The installment rate of Huabei is fixed, so the interest rate of credit card is higher than that of Huabei.

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