According to the official introduction of Youkadai of Harbin Bank of Consumer Finance, the maximum loan limit of Youkadai can reach 200,000 yuan. In the actual lending process, the general limit of Harbin Bank of China consumer finance card loan is between 10,000 and 100,000 yuan, depending on the borrower's comprehensive credit situation. Here, we will introduce to you some techniques that are helpful to increase the credit limit of Harbin Bank of China consumer finance card loan.
1. Complete personal information. Before applying for a credit card loan from Harbin Bank of China Consumer Finance, everyone should pay attention to improving their personal information and try to fill in as much information as possible. However, everyone must ensure that all information is true, valid, and can withstand verification.
2. Select a commonly used credit card. When applying for a credit card loan from Harbin Bank of China Consumer Finance, the borrower must provide a credit card that can be used normally. If you have multiple credit cards in your name, choose the one with a long usage period and high frequency of use.
3. Bind Harbin Bank Savings Card Because Harbin Bank Consumer Finance was initiated and established by Harbin Bank, so if you bind Harbin Bank Savings Card as a collection and repayment card, it will increase the limit to a certain extent. help. Above, we have introduced to you the general credit limit of Harbin Bank of China consumer finance card loan. Generally speaking, the better the comprehensive credit, the higher the credit limit, but not many first-time credit exceeds 100,000 yuan.