Each bank has its own quota standards. The quota is based on proof of income. If there is proof of income, the quota will naturally be increased. The higher your income, the higher your credit limit.

Methods to raise the limit:

1. Increase the limit based on the number of times you use it

Use your credit card frequently, regardless of the amount, as long as you can swipe the card, you will definitely swipe the card.

2. Amount-based quota increase

It is best to generate at least 30% of the total monthly bill consumption.

3. Temporary quota increase

If you need to increase your quota due to short-term needs such as holidays, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.

Extended information:

Main features of credit cards:

1. It is not encouraged to deposit cash in advance, consume first and repay later, enjoy the interest-free repayment period, and can be independent Repay in installments (with a minimum repayment amount), and join VISA, Master Card, JCB and other international credit card organizations for global acceptance.

2. It is one of the fastest growing financial services today and is an electronic currency that can replace traditional cash circulation within a certain range.

3. It has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

4. It is a high-tech product that integrates financial services and computer technology.

5. It can reduce the use of cash currency.

6. It can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

Baidu Encyclopedia - Credit Card

Baidu Encyclopedia - Credit Card Limit Increase Technology