The new regulations require each user to have one and only one first-class account in each bank. Therefore, if you want to know the account type of the bank card, you can use the following methods. (The main difference is that 1 card transfer is unlimited, and 2 cards can be transferred for one day 1 10,000, and one year is 200,000. )

First, if the bank has only one account, then there is no need to check it. It must be a first-class account. (However, because many cards may not be used for a long time, they may not remember whether they exist at all. Suggest checking. )

2. If the bank account is unclear or you know more than one account, you can inquire through the bank counter, telephone customer service or electronic banking (mobile banking, online banking).

Method for inquire 1 second card through self-service channel

ICBC-Industrial and Commercial Bank of China app- My Account-Enquiry Details (1 Class card is not prompted, and Class 2 card will be marked as Class 2 card account).

Bank of China-Bank of China app- Account Management (1 card means 1 account, and 2 cards means 2-card account).

CCB- China Construction Bank app- After logging in, click below the card number on the home page. After input, you will be prompted whether the card is 1 or 2.

Agricultural Bank of China-Agricultural Bank of China app-My Account-Debit Card-Available Balance of Name and Currency-After entering, there will be a prompt before the card number, indicating whether the card number is 1 or 2.

Bank of Communications-Bank of Communications app- Search for "Bank Card Management" (1 card means 1 account, and 2 cards means 2 card accounts).

China Merchants Bank-China Merchants Bank app- My-Bank Card (1 Class card is not prompted, and Class 2 card will be marked as Class 2 card account).

Xingye-Industrial Bank app- My-Bank Card-After selecting a bank card, you can view it in the account type.

To be continued, welcome to add.

By the way, popularize the knowledge of bank account types (online information) here.

On the basis of existing personal bank accounts, banks divide personal bank accounts into primary bank accounts, secondary bank accounts and tertiary bank accounts (hereinafter referred to as primary, secondary and tertiary households). Secondary and tertiary households can apply for opening accounts through online banking, mobile banking and other electronic channels.

A type of account, which belongs to a full-featured bank settlement account, has the highest security level and can deposit and withdraw cash, manage money, transfer money and pay fees.

The second type of account meets the payment needs of direct banking and online wealth management products. The biggest difference between a second-class account and a first-class account is that you can't access cash and transfer money to an unbound account. There are also restrictions on consumption payment and payment, with a maximum of 654.38+ 10 million yuan per day, but there is no limit on the amount of wealth management products purchased.