First, the postal savings bank credit card temporary limit application conditions
1, normally using the card for more than 3 months;
2. Maintain a good credit record with banks such as the Postal Savings Bank, no bad records such as overdue, and no illegal transactions such as cashing.
2. How to apply for the temporary credit card quota of Postal Savings Bank?
1, online banking application
If you have opened the personal online banking of Postal Savings Bank, you can log in to the online banking of Postal Savings Bank, and then enter the "Credit Card" interface to apply for temporary credit line withdrawal for your credit card of Postal Savings Bank.
2. Customer service hotline telephone application
You can call the customer service hotline of Postal Savings Bank at 95580 or 400-889-5580, and then follow the prompts to input relevant information to apply for withdrawal step by step. You can also transfer to the manual service and apply for temporary withdrawal of your Postal Savings Bank credit card from the customer service staff.
Three. Factors affecting the increase of temporary quota:
1, consumption times
The more times and types of consumption per month, the higher the success rate of withdrawal;
2. Repayment records
Only when the loan is repaid on time can you apply for an increase in the quota. If it was just overdue last month, there is generally no way to raise the amount this month;
3. Enthusiasm for participating in credit card activities
If you often participate in various credit card swiping and points discount activities, it will be a bonus item.
If you haven't applied for a temporary credit line, or raised the credit line very low, in addition to the above three factors, it may be that you haven't used your card for a long time before you are eligible to withdraw cash. Generally, you can only apply for a temporary credit line after using the card for 3 months (after paying the bill for 3 months).
The above is what I introduced to you about "What are the application conditions for temporary credit line of Postal Savings Bank?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
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