The first ATM machine paid cash in advance.

Within the territory of China, you can withdraw RMB cash from the ATM of China Merchants Bank or the ATM of other banks with UnionPay logo. Overseas, local currency can be withdrawn from ATM with VISA, MasterCard or JCB logo by transaction password.

The second cash advance at the bank counter

In China, you can use your credit card and transaction password to withdraw RMB cash at the counter of China Merchants Bank. Overseas, you can withdraw local currency at the bank counter marked with VISA, MasterCard or JCB with valid ID and credit card.

The third kind of telephone cash advance

As long as you have both a CMB credit card and a smart card, call the service hotline and follow the voice prompts, the money you need will be transferred to the smart card account under your name through your credit card account.

The fourth kind of online banking advances cash.

As long as you have both China Merchants Bank credit card and one-card card, you can log in to our credit card online banking, select account management → advance cash, and immediately transfer the money you need from your credit card account to your one-card account according to the system prompt.