Regarding the validity period of credit card activation, the words "VALIDTHRU" are generally printed on the lower front of the card. VALIDTHRU stands for the validity period of the credit card, which means that the validity period lasts until.
The MM in the "MM/YY" on the right represents the month and YY represents the year (m is the first letter of the word mouth month and y is the first letter of the word yerayyear), so the format of filling in the validity period is month/year (this is the expression of English date, and the month is usually placed before the year). For example, 09/2 1 indicates that the validity period of the customer's credit card is 20265438+.
Credit card activation methods mainly include:
1. point activation
Cardholders can bring their ID cards and credit cards to the issuing bank outlets, apply to the staff for activating the credit cards, then fill in the form and submit the materials to the staff, and then activate them after approval.
2. Customer service phone activation
The cardholder can call the customer service number of the credit card center, and then transfer the manual service according to the prompt, and then apply for the activation card from the staff, providing personal information such as credit card and ID number, and the activation is successful after completing the identity verification.
3. Online banking activation
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: v7.0. 1.2.5
Cardholders can log in to the issuing bank's online banking to activate their credit cards. Take ICBC's credit card as an example. After logging in to ICBC's personal online banking, select "Peony Card Activation" in the "Bank Card Service" of personal account, click to enter the interface, then follow the prompts to enter your credit card, card expiration date, name, ID number and other related information, and then click "OK" to activate ICBC's credit card. Finally, set the credit card password and confirm it.
Product category:
According to different card issuers, it can be divided into bank cards and non-bank cards.
Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.
Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.
How to fill in the validity period of credit card
1. Generally, the validity period of a credit card is printed on the bottom of the credit card, and VALIDTHRU is the validity period of the credit card, with the previous month and the next year separated by a "/". For example, 05/20 means that the credit card is valid in May 2020, and you can fill in the validity period according to this format.
Generally speaking, the credit card is valid for three years. After the expiration, the use of credit cards will be restricted. Cardholders can continue to use it by replacing it with a new card. Generally, two months before the expiration, the bank will automatically issue a new card to the cardholder.
How to fill in the validity period of China Bank Credit Card Certificate?
The validity period of China Bank Credit Card is below the face of the credit card, and the format is month/year.
The above contents are for your reference. Please refer to the actual business regulations.
How to fill in the validity period of credit card?
Regarding the validity period of credit card activation, the words "VALIDTHRU" are generally printed on the lower front of the card. VALIDTHRU stands for the validity period of the credit card, which means that the validity period lasts until.
The MM in the "MM/YY" on the right represents the month and YY represents the year (m is the first letter of the word mouth month and y is the first letter of the word yerayyear), so the format of filling in the validity period is month/year (this is the expression of English date, and the month is usually placed before the year). For example, 09/2 1 indicates that the validity period of the customer's credit card is 20265438+.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.
Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
apply for
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China.
When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.
After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
Pin card
Before the credit card is cancelled, the account balance must be settled, and the whole process of card cancellation must be completed within 45 days after the application.
How to fill in the validity period of credit card
1, the format of credit card validity is MM/YY, the first two digits represent the month and the last two digits represent the year. Please pay attention to the chronological order when filling in the validity period.
1, regarding the validity period of credit card activation, the words "VALIDTHRU" will be printed on the lower front of the card, which means the validity period of the credit card lasts until. The MM in the "MM/YY" on the right represents the month and YY represents the year (m is the first letter of the word mouth month and y is the first letter of the word yerayyear), so the format of filling in the validity period is month/year (this is the expression of English date, and the month is usually placed before the year). For example, 09/2 1 indicates that the validity period of the customer's credit card is 20265438+.
Under normal circumstances, the validity period of a credit card will be printed on the bottom of the credit card. VALIDTHRU is the validity period of the credit card, preceded by the month and followed by the year, separated by "/". Now, for example, 05/20. This string of numbers indicates that the validity period of the credit card is May 2020. You can fill in the validity period according to this format. Generally speaking, credit cards are valid for three years. After this credit card expires, its use will be restricted. Cardholders can continue to use it by replacing it with a new card. Usually, two months before the expiration, the bank will automatically issue a new card to the cardholder.
3. YY= year; MM= Date of month is filled in the format of month/year. For example, 07/20 means that your credit card is valid for July 2020. The word "VALIDTHRU" is printed on the bottom of the validity period of the credit card, which is the validity period of the credit card, that is, the validity period of the credit card. Most credit cards issued by domestic banks are valid for three years, counting from the date when your credit card is approved. Delayed information Consequences of overdue credit card:
1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.
2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.
3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.
4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility. ：
That's all for the introduction of how to write the validity period of credit cards.