If you meet the application conditions, it is relatively easy to apply. Before applying for temporary credit line, CCB was relatively stable in small consumption, frequent consumption, frequent consumption in physical stores and occasional installment, and scored high. Then when you apply for a temporary quota, the success rate will be relatively high and the quota will be relatively high. It is also important to keep a good record of card use and repayment.

Temporary credit line, as its name implies, is the total credit line temporarily increased by banks to meet the temporary needs of customers on the basis of permanent credit line. According to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line, and it has a certain validity period.

Generally speaking, the credit limit is comprehensively evaluated according to the information filled in by the individual when applying for a credit card and the relevant supporting documents provided, and the main card and the auxiliary card share the same credit limit. When the cardholder needs to use a higher credit line in a certain period of time because of traveling abroad, decorating a new house, getting married, and children studying abroad. Banks can provide services to increase temporary credit lines.

Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.

Temporary credit card line, according to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line and has a certain validity period. The temporary credit card limit has a valid period, generally between 1 month and 3 months. Upon expiration, the credit card limit will be restored to the original fixed limit.

Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.

CCB's temporary quota can be applied when your consumer demand increases. Temporary quotas can be applied in the following ways:

1. Online banking application: log in to personal online banking, and then select "Credit card-credit card limit adjustment temporary limit".

2. SMS application: use the mobile phone number reserved by CCB when applying for a credit card to edit the SMS "The last four digits of CCTE# card number # amount to be adjusted" and send it to 95533.

3. Telephone application: After using the system to reserve a mobile phone to make a call, you can apply by yourself according to the voice prompt.