This kind of behavior is fraudulent use of a credit card, and if it constitutes a crime, it will be treated as credit card fraud. According to the Supreme People's Procuratorate's "Reply on How to Qualify the Behavior of Picking Up Others' Credit Cards and Using them at an Automatic Teller Machine (ATM)", the act of picking up someone else's credit card and using it at an Automatic Teller Machine (ATM) falls under Article 196 of the Criminal Law. If the situation of "false use of another person's credit card" as stipulated in Item 3 of Paragraph 1 of Article 1 constitutes a crime, criminal liability shall be investigated for the crime of credit card fraud.