Visa and Master are different credit card organizations.
UnionPay is China’s bank card organization. Relying on the UnionPay credit card, you can withdraw funds across domestic banks and make purchases at merchant POS machines. Currently, many overseas countries such as Singapore and New Zealand also support UnionPay withdrawals and purchases; VISA , MasterCard, JCB and American Express are all overseas credit card organizations. Among them, VISA's authorized merchants are mainly concentrated in North America, Asia-Pacific and other regions; MasterCard's authorized merchants are mainly concentrated in Europe, Southeast Asia and other regions; JCB-Japan Credit Card Co., Ltd., its authorized merchants are mainly concentrated in North America, Asia-Pacific and other regions; Merchants are mainly concentrated in Japan; American Express has issued American Express cards in 130 countries and regions, providing premium card services to more than 7 million cardholders of 170,000 corporate customers around the world.