Without points, it can only be counted as card consumption, which is the same as ordinary consumption repayment.

You will not get points for online shopping with credit cards. Even for large purchases of tens of thousands of yuan, unless there is a joint activity between the shopping website and the bank credit card, there will be no points.

Credit card points are redeemed according to a certain proportion of the amount of card consumption set by each bank. Each cardholder has a dedicated points account. Some bank credit cards redeem 1 point for every 1 yuan spent, while others You need to spend 20 yuan to redeem 1 point.

Many banks generally do not participate in points for online purchases with credit cards. Only China Construction Bank currently provides online shopping points for online purchases. There are no points for most online purchases made with a credit card, but points may be earned when paying through quick payment methods.