The bank considers the nature of the applicant's work and repayment ability.

1. The applicant should be 18-60 years old;

2. Have certain economic ability and good credit record;

3. Original and photocopy of ID card;

4. Work certificate and income certificate (required to be stamped by the unit);

5. Non-local household registration also requires proof of residence.

To apply for a bank credit card, those with good credit records, rich, stable and young people are more likely to succeed.

Application route:

There are more and more ways to apply for credit cards. At present, credit card applications can be handled mainly through the following five channels: bank outlets, mobile stalls, online banking, mobile phones and appointments.