The essential difference between CITIC Gold Card and Platinum Card is that when withdrawing funds from ATMs across banks in the same city, the Gold Card charges a certain handling fee, while the Platinum Card does not.

The difference between CITIC Credit Card Gold Card and Platinum Card: CITIC Credit Card Gold Card: Withdraw money from ATMs across banks in the same city, and the balance in the card is ≥ 50,000 yuan, free of charge; if it is less than 50,000 yuan, it is 2 per transaction with the regular card Yuan, the first 2 transactions per month are free of charge. If he takes the route of the main center and clears the money, it is equivalent to withdrawing money from another bank in another place. 24-hour free aviation accident insurance and 24-hour free accidental hospitalization medical insurance;

CITIC Credit Card Platinum Card: Internet banking and inter-bank inter-region are free of charge. Free withdrawals from ATMs, VIP boarding service at the airport (the assets in the card must exceed 500,000 yuan), platinum card customers can enjoy double points by swiping the card, and cardholders and their children can even enjoy 4 times the points in the month of their birthdays, and more by swiping the card Rewards and distinguished points benefits, points can be exchanged for various rewards, premium products, annual fees and flight privileges, etc., safe and worry-free 24-hour SMS communication service. From card application to use, free mobile text messages provide warm reminders anytime and anywhere. The service content includes card application approval, bill reminders, repayment success reminders, address/password/consumption mode change reminders, and real-time transaction reminders (the minimum starting transaction amount is over 200 yuan) etc., allowing you to experience convenient, safe and comprehensive services.