Hello, Industrial Bank’s credit card limit is relatively high

Industrial Bank’s credit card limit rules

Industrial Bank provides cardholders with credit card limits based on their income and credit standing. The maximum limit that can be used for overdraft consumption and cash withdrawal is determined, and the cardholder can use it repeatedly within the validity period of the card. The credit limit that cardholders can use for timely transactions will be reduced with each consumption and restored with each repayment. If you hold multiple credit cards issued by Hua Xia Bank (8.40, 0.00, 0.00), the maximum limit of a single credit card held under the cardholder's name will be used as the credit limit, not the sum of the credit limits of multiple credit cards.

The cash withdrawal limit for Industrial Bank credit cards is generally 20-50% of the credit limit, including the credit limit. At present, the cash withdrawal limit for gold cards is generally 50% of the credit limit, and the cash withdrawal limit for ordinary cards is generally 30% of the credit limit. For specific quotas, please call the 24-hour customer service hotline 95561.

The withdrawal regulations at ATMs with the "UnionPay" logo in Hong Kong and Macau: the daily accumulated amount in Hong Kong shall not exceed 4,500 Hong Kong dollars, and the daily accumulated amount in Macau shall not exceed 4,800 MOP.

Overseas withdrawals (including overpayments) regulations: the cumulative cash withdrawals within one day shall not exceed the equivalent of US$1,000, the cumulative withdrawals within one month shall not exceed the equivalent of US$5,000, and the cumulative cash withdrawals within six months shall not exceed the equivalent of US$1,000. Worth $10,000.

Industrial Bank credit card limit inquiry

Industrial Bank credit card holders can dial 95561 and inquire about the credit card limit through the customer service hotline, and learn about the credit card account arrears, current available limit and other information anytime and anywhere. .

Industrial Bank credit card limit adjustment

When using an Industrial Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit card limit, you can call the 24-hour customer service hotline 95561 to contact the customer Service specialist, apply for a temporary increase in credit card limit. After the validity period of the temporary adjustment of Industrial Bank credit card limit expires, the credit limit will be automatically restored to the original limit.