What should I do if my credit card installment limit for car purchase is not enough? Credit card installment car purchases do not require a down payment, but require a one-time payment, which means that the available amount must be ≥ the price of the car to be purchased, so that the transaction can be successful. If the credit limit is not enough, you can try the following methods: 1. Purchase a car in installments with a credit card. After approval, the bank will transfer the money to the bank card. If the money on the card is not enough, you can calculate how much money is left and then contact your relatives and friends. Borrow money to make up for it, put it in your bank card, and pay it back to them after you successfully buy the car. 2. Prepare a few more credit cards. First use the bank card with the installment payment for the car. If it is not enough, use the credit card limit to make up for it. However, it should be noted that although many 4S stores support using credit cards to buy cars, they will require You pay the handling fee yourself, and the rate is around. 3. Raise money from a loan, such as borrowing money from a regular online loan company, or using the property under your name as a mortgage to realize your wish to buy a car. If you don't have to, don't do it. The above is the relevant introduction of "What to do if the credit card installment car purchase limit is not enough", I hope it will be helpful to everyone. All in all, when you buy a car in installments with a credit card, the entire amount is deducted at once. If the limit is not enough, you can use the above-mentioned methods to raise money to buy a car. As for which method to choose, this depends on your own situation.