Loan 500,000 from the bank: The bank has a cooperative agency, which is a guarantee appraisal company (credit). To borrow 500,000 from a bank (as an individual), the bank will look at the appraisal value of your property by a cooperative appraisal company, which can be up to 70% (of the asset value provided), and will need to provide a personal income certificate to review your property. Ability to repay.

1. Bank loan process:

1. Submit a personal loan application first;

2. After the bank accepts it - mortgage property Carry out an appraisal;

3. Conduct a loan review based on the appraised value and the information provided by the borrower;

4. After passing the review, go to a law firm to sign a loan contract and apply for a real estate certificate at the same time Mortgage procedures;

5. Bank lending.

2. When the information is complete, send it to the bank for approval. It will take at least 15 working days for the loan application to be completed.

3. Information required for loan:

1. ID card;

2. Marriage certificate;

3. Income certificate (Several consecutive issues);

4. Household register;

5. Real estate warrant (or valuable note);

6. Guarantor’s ID card , household register, marriage status certificate, etc.;

7. Information required by the bank.