In "Carat Lovers", Gao Wen is depressed and drunk every day at home. Lei Yiming can't stand it, so he needs to take her out for some air. Gao Wen came to her usual coffee shop, where there used to be a special place for her, but now there are other actresses. The actress satirized Gao Wen's downfall, Lei Yiming defended Gao Wen against injustice, and the actress insulted Lei Yiming. Gao Wen was so angry that she slapped the actress severely, and the two women fought. Lei Yiming quickly pulled Gao Wen out of the coffee shop, and he made Gao Wen straighten up.
Gao Wen bought 23, yuan at once in the shopping mall to relieve her anger. When she paid, she found that her credit card (debit card) had been overdrawn. With Lei Yiming's encouragement, Gao Wen got up the courage to return all the things. Gao Wen's credit card (debit card) has been maxed out, and she owes a lot of money to the bank. Lei Yiming sold Gao Wen's sports car and bought her an ordinary used car. Gao Wen said that she was a big star, and she couldn't accept such a humiliating life. Lei Yiming sharply reminded Gao Wen that she was not a big star now, and she was nothing without the flash. Lei Yiming told Gao Wen to stop floating in the sky and advised her to live a real life and return to ordinary people's lives.
I would like to make a few points:
1. Turn off the permission to swipe the credit card (debit card)
Some banks need the cardholder to open the permission to swipe the credit card (debit card) by himself, while others can swipe the credit card (debit card) by default. To prevent the credit card (debit card) from being maxed out, they can apply to the bank for turning off the credit card.
2. increase the temporary limit before large consumption
in order to prevent the credit card (debit card) from being maxed out, the cardholder can increase the temporary limit of the credit card (debit card) before large consumption. There are two ways to increase the temporary credit card (debit card) quota. One is to apply for the quota increase voluntarily, and the other is to wait for the invitation of the bank to increase the quota.
3. Repay before large-scale consumption
If you have swiped a credit card (debit card) before large-scale consumption, and the credit card (debit card) occupies a high amount, you can repay part of the money before large-scale consumption, so that the credit card (debit card) can be partially restored, and it is not easy to swipe the credit card (debit card). Similarly, even if the credit card (debit card) has not been used before, you can deposit some money in the credit card (debit card) to "increase" the credit card (debit card) quota. There is no handling fee for this process.
4. Change the billing date of credit card (debit card)
By changing the billing date of credit card (debit card), the interest-free period of credit card (debit card) can be extended by one month. It is very cost-effective for card friends with large consumption. You can change the billing statement by directly calling the bank customer service phone to apply. Apply to change the billing date the day before the original billing date, and change the new billing date to the day before the application date, so that you can get the longest interest-free period.
I remind you that there are restrictions on the number of times different banks can change their billing statements. Some banks change their billing statements once a year, some should change them once a year, and some change them several times a year. Not every day can be used as a billing date. Please consult the issuing bank for details. The temporary credit line of credit card (debit card) is not fixed. After consumption, it needs to be repaid in full in one lump sum, and it cannot be divided into stages. Special attention should be paid to the repayment link, and it should not be overdue.