China Merchants Bank YOUNG card, the first cash withdrawal every month, is free, other cards can not enjoy this discount.
Handling fee: RMB is calculated at 65,438+0% per transaction in China, with a minimum charge of 65,438+00 yuan per transaction and 3% per transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of 30 yuan or USD 3 per transaction (minimum charge of USD 5 for AE platinum and black gold).
Interest: advance cash does not enjoy interest-free repayment. From the trading day to the settlement day, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.
1. There is only a handling fee for withdrawing multiple deposits from the credit card.
2. Only the cash advance function is enabled, and there is no charge.
3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged).
4. No matter in the same city or in different places, there is no inter-bank handling fee for cash withdrawal.
Extended data:
Table of handling fees for various bank cards
There are two kinds of fees in the banking system:
1. The interest other than the loan is collectively referred to as the handling fee. Such as: interest generated by installment repayment of credit cards, interest generated by overdue credit cards;
Second, the cost of handling business in the bank.
1. Industrial and Commercial Bank of China: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 300 yuan. In 3 yuan/quarter, the debit card withdrawal fee of our bank in the same city is free, and the inter-bank withdrawal in the same city is 4 yuan/transaction; Credit card deposits in different places are free of handling fees, and the minimum for each withdrawal is 1% of the amount charged, and the maximum is 1 yuan, and the maximum is 50 yuan.
2. Agricultural Bank of China: the credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and 2 yuan/pen is withdrawn from banks in the same city (4 yuan, Guangdong); 1% of the amount charged for cash withdrawal by credit card, with a minimum of 1 yuan/transaction, and other banks will add 2 yuan inter-bank handling fee.
3. China Construction Bank: the charge for card swiping is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the management fee of 400 yuan small account charged by 3 yuan/quarter and 1% of the withdrawal amount of 4 yuan city bank.