Usually 1% is the minimum repayment amount, which is 8. Minimum repayment is a way of credit card repayment. Minimum repayment, calculation method of minimum repayment amount: minimum repayment amount = unpaid part of minimum repayment amount of previous bill+overdraft balance of current bill *1%. If you repay by the minimum repayment amount before the due repayment date (inclusive), the card issuer will charge overdraft interest at the rate of .5 ‰ per day.

There are two ways to repay by credit card:

1. Full repayment, that is, full repayment before the repayment date, and how much overdraft is repaid without interest.

2. Repayment by installment. After applying to the bank for installment, monthly repayment = overdraft amount/number of installments+installment fee.