Return to the customer's credit card account the day after the billing date of the consumer transaction. ICBC JD.COM Xiaobai Card is a piece of "Joy&; Doga "cartoon theme co-branded credit card belongs to UnionPay single-brand multi-currency card, including RMB, USD, Euro, MOP and HKD. The gold card level and application standard of this card have not been particularly relaxed, and it will cost several thousand yuan after application. Official website, Industrial and Commercial Bank of China, shows that the cashback of ICBC JD.COM Xiaobai Card will generally be returned to the customer's credit card account on the second day after the accounting date of consumer transactions.