It's separate. According to Sohu. Com, Minsheng credit card quota sharing, platinum card and general card quota sharing. But the credit card installment limit and the credit card overdraft limit are separate. This shared credit line means that if one card is swiped, the other card will also have a corresponding credit line, but the total credit line of the two cards cannot exceed the total credit line. Therefore, the two credit cards of Minsheng Bank have separate credit lines, but the credit lines between the two cards are shared.