According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When applying for a credit card online, the issuing bank receives the customer's application materials through online channels, and it is impossible to judge whether the person submitting the application materials is the applicant himself. Therefore, after applying for a one-card card, the issuing bank will require the applicant to bring his valid certificate to the issuing bank's business outlets to submit personal information and data verification within the specified time.
Extended data:
Matters needing attention in online credit card application:
1, the frequency of applying for credit cards online should not be too high. After all, applying for a credit card is to inquire about credit information. If you apply for credit cards from multiple banks at the same time, you will check the credit information many times in a short time, which will give the bank the impression of lack of money, thus greatly reducing the repayment ability, and the bank is likely not to approve the cards.
2. Apply for a credit card online. After the first trial is passed, the bank will inform the applicant to come to the bank outlet for face-to-face signing. During the interview, candidates must dress neatly and clearly answer the staff's questions, and must not deliberately conceal or fabricate personal information.
3. The applicant must fill in the personal ID number, occupation, education, annual income, working years and other information in the application interface.
Baidu Encyclopedia-Credit Card Application Form
Baidu Encyclopedia-Interview