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What is the order of deduction for consolidated repayments with Bank of China credit cards?

The combined repayment of Bank of China credit cards will be repaid in the following order:

1. When a card has foreign currency deposits, the deposits will first be used to repay the balance owed on the attached card, and then Repay the foreign currency arrears of the same currency on other cards;

2. When the dual-currency card has RMB deposits, the deposits will first be used to repay all the foreign currency arrears of this card;

3. Any The RMB deposit of one card first repays the RMB debt of the attached card, and purchases foreign exchange to repay the foreign currency debt of the attached card, and then repays the RMB debt of other main cards (repaying one card at a time), and purchases foreign currency to repay the foreign currency debt; < /p>

4. When consolidating repayments, first repay the minimum repayment amount in each card bill, and then repay the full amount owed;

5. When consolidating repayments, the deposit will be divided into multiple At least make repayments to the cards with the smallest arrears in order;

6. There is a RMB creditor on bank credit card A (card A has no foreign currency arrears), and the main card B under the same name has RMB arrears. The repayment sequence when card C has foreign currency debt. Repay the debt in the order of: minimum in RMB, minimum in foreign currency, full amount in RMB, and full amount in foreign currency;

7. If cash installment is applied for the current period (if the first installment is not recorded in the account), the current deposit The amount is affected by the cash installment amount and cannot be transferred out.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.