1. You must report the loss of your credit card. \x0d\2。 It is not advisable to cancel instead of reporting the loss. After the loss of the credit card is reported, the bank will directly transmit the relevant information to the international credit card organization, and the card can no longer be traded. If there is a risk, the bank will bear it. There is no such step for credit card cancellation. You need to cut the magnetic stripe of the card yourself and handle it properly. \x0d\3。 If the card is lost but cancelled, some transactions through international organizations may still occur, and these risks are borne by you. Because if you lose it, the card still exists. \x0d\4。 Therefore, although the loss of credit card requires a handling fee, it can protect your subsequent rights and interests. So don't easily change the loss report to card cancellation in order to save 60 yuan.