1. How long should I be sued by the bank for overdue credit cards?

if the credit card is overdue for more than three months, you may be sued by the bank.

according to the relevant laws of our country, if the cardholder is overdue for more than three months and fails to repay the loan after twice collection by the bank, the bank has the right to sue the cardholder in court and demand the other party to repay the loan.

once sued by the court, what the cardholder needs to do is to repay the money quickly. If the cardholder does not repay after the court decides to repay, it will be enforced and listed in the list of untrustworthy people. Since then, he can't borrow money to buy a car or a house.

2. What should I do if the overdue credit card is sued by the bank?

If the overdue credit card is sued by the bank, the cardholder can negotiate with the bank for repayment.

the cardholder should remember not to lose contact directly. If the cardholder always avoids bank collection, the bank will not pay attention to the situation when suing the other party, and the probability of successful negotiation with the other party will also be reduced.

if the cardholder has no property that can be executed by the court, the probability of successful negotiation with the bank is relatively high, and the court will also mediate the two. The two parties can sign a personalized repayment agreement, which can be divided into 6 installments in five years at most, greatly alleviating the repayment pressure.

third, will the overdue credit card being sued by the bank affect the children?

the overdue credit card was sued by the bank. If the repayment is normal, it will not affect the children. If you don't repay, you will be listed as an executor of dishonesty by the court, which will affect your child.

after the cardholder is listed as a dishonest executor, the cardholder's children can't go to private high-fee schools, and college students can't apply for poverty subsidies. If children want to take public institutions or civil service exams, they also need to take political exams. If parents are dishonest executors, they will not pass the political exam. Therefore, after we use the credit card, we'd better actively repay it, so as not to cause overdue.

If there are still unclear or new situations, it is suggested that you call directly for free consultation, so as to understand the communication case and give you detailed and targeted answers, so as to avoid incorrect answers due to incomplete information and poor communication. I wish the rights protection success.