What are the conditions for banks in Hefei to apply for credit cards?
the specific conditions of different banks are different, so you can ask them. Generally, it is an ID card, proof of income, household registration book or social security card. It is better if you have a real estate license.
In the specific operation, China Merchants Bank is the loosest, and the big shopping malls are full of credit card stalls, as long as the ID card is enough. My first card was from China Merchants Bank.
How to apply for a bank credit card in Hefei
To apply for a credit card in Hefei, you need to be at least 18 years old, have a stable source of income, and provide ID cards, proof of income and other materials
1. Requirements:
1. Citizens aged 18-65 with civil capacity.
2. Have a stable income and provide proof of income.
3. Personal credit information should be good, with no bad records.
4. Whether you can successfully apply for a credit card is also related to your occupation.
generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. To receive a card in the name of an individual, people from other places and overseas and officers in active service should present a temporary account issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit with guarantee conditions or a guarantor with a local account and working in the local area.
2. Information required for processing a credit card:
1. Identification documents;
2. Proof of work and income;
3. Proof of financial resources;
4. Educational background and professional title, professional qualification certificate, self-owned real estate license, self-owned automobile driving license and other auxiliary materials.
Third, the handling process:
1. Apply for an appointment online;
2. Three to five working days after the appointment, a staff member will contact the door to collect information;
3. It takes about 7 to 1 working days for the banking system to review personal information and call back;
4. If it is approved, the credit card will be sent in about 1 working days.
Can China Bank in Longtang, Feidong County, Hefei City handle credit cards?
Yes. China Bank in Longtang, Feidong County, Hefei City, Anhui Province can handle credit cards. Credit card application procedures can be handled directly at the business outlets of China Bank, or directly through mobile banking or online banking. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers.
I am in Hefei High-tech Zone, and I want to apply for a CMB credit card. Ask for the salesman's phone number.
hello, if you need to check the telephone number of the credit card salesman, you can try to call the customer service center, call the customer service hotline: 8825555 (fixed telephone calls only) or call 4825555 (local telephone charges) and enter the account opening certificate number+#-the system will enter the verification process-9 will enter the manual operation. Customers who don't have a card press 3# and then press 1-3 to enter the manual service according to the voice requirements.
The most important condition for applying for a credit card is to have a stable job and income, and the necessary application documents are a copy of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit. The detailed application materials are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked; 3. Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.
If you apply for our credit card for the first time, there are three ways to apply: 1. Online application: 2. Please bring your original identity certificate, work certificate and financial documents and go to the branches of China Merchants Bank in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat, and click "I want to apply for a card" for a warm reminder: the credit card verification status and application amount will be subject to the final audit result.
Let's stop here for the introduction of credit cards in Hefei.