Credit cards are divided into billing date and repayment date, generally 20 days apart, with billing date in front and repayment date behind. The next day's repayment and the same day's repayment are included in the next month's billing date. So you can return it one day before the repayment date and take it out the next day. This month's repayment has been completed, and the money withdrawn will be paid back next month. This overdraft withdrawal will be included in the next bill, with daily interest, and a one-time handling fee will be calculated according to the cash withdrawal.
Extended data:
Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.
Overdraft cash withdrawal is a small cash loan provided by banks to cardholders to help them flexibly allocate funds when they are in urgent need.
Overpayment cash withdrawal refers to the overpayment by credit card customers or the funds deposited in credit card accounts, and it takes some formalities to withdraw the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
References:
Credit card withdrawal Baidu Encyclopedia