Bank of Communications Global Credit Card cannot be used for domestic consumption.
Bank of Communications Global Credit Card is a product that comprehensively solves customers’ overseas card usage needs. The Global Card is a US dollar credit card that supports overseas US dollar consumption. You can use VISA/Plus, MasterCard/Cirrus abroad. Make purchases at merchants and withdraw cash at automated teller machines (ATMs). :
The Universal Card is divided into two levels: "Basic Edition" and "Elite Edition". The "Gold Card" is the Basic Edition of the Universal Card, and the "Black Card" is the Elite Edition of the Universal Card. The charging standards are as follows:
1. Annual fee (per card) Main card/supplementary card Black card: RMB 500/0 yuan; Gold card: RMB 200/100 yuan
2. Loan interest (daily): 5/10,000
3. Late payment fee (each payment) is charged at 5% of the unpaid portion of the minimum repayment, with a minimum of RMB 10 or US$1
4. The cost of reissuing a new card (per card) is RMB 15, and an additional RMB 35 is charged for expedited processing
5. The handling fee for reporting loss (per card) is RMB 50
6. Cash withdrawal fee (each transaction) Credit limit cash withdrawal fee: When withdrawing cash overseas through the VISA/MasterCard network, 1% of the transaction amount is charged, with a minimum of US$5 per transaction
7. Overflow deposit collection Handling fee: For domestic RMB withdrawal, 0.5% of the transaction amount is charged, with a minimum of RMB 10 per transaction and a maximum of RMB 500 per transaction; for domestic USD withdrawal through the counter, 0.5% of the transaction amount is charged, with a minimum of 1 USD per transaction. Maximum USD 50 per transaction. Overseas cash withdrawals through the VISA/MasterCard network are charged at 0.5 of the transaction amount, with a minimum of USD 5
8. Transfer fee (each transaction)?
Excess deposit transfer fee: Domestic RMB transfer , charging 0.5% of the transaction amount, with a minimum of RMB 10 per transaction and a maximum of RMB 500 per transaction.
For domestic U.S. dollar counter transfers, 0.5 of the transaction amount is charged, with a minimum of 1 USD per transaction and a maximum of 50 USD per transaction.
Bank of Communications-Bank of Communications Global Credit Card