Legal analysis: Overdue credit cards of parents generally do not affect their children’s ability to serve in the military. However, if a malicious overdraft constitutes credit card fraud and is held criminally responsible, the children will not be able to serve in the military. If a cardholder maliciously overdrafts a credit card of more than RMB 10,000 for the purpose of illegal possession and fails to return it for more than three months after being called upon twice by the issuing bank, he will be held criminally responsible for credit card fraud. So for the next generation, it is important to abide by the law.

Legal basis: "Regulations on the Political Review of Military Recruitment" Article 5 The content of the political review of military recruitment includes: the age, household registration, occupation, political affiliation, religious belief, education level, actual performance and family majors of the citizens applying for military recruitment The political situation of members and major social relations members, etc. The political review of military recruitment should be based on the actual performance of the citizens who are being drafted as the main content.