Operation steps/methods Click on the mobile APP of CITIC Bank to log in. Log in to CITIC Bank and click on the credit card. Enter the credit card interface and click Real Name Authentication. Enter the real-name authentication, enter the ID number and name, and click Next. Select a savings card or credit card as the authentication method, enter the card number, transaction password and verification code, and click Next. 66. The real-name authentication page pops up-the transaction is successful, and click OK.