According to Fawan. com, a person can handle multiple credit cards, and there is usually no clear limit on the number. Under normal circumstances, it is more appropriate for individuals to hold 3~5 credit cards, because too many credit cards will be more difficult to manage, and may also increase overdue risk and personal debt ratio. For the same bank, credit cards usually have a shared credit limit, so it is a good choice to keep commonly used credit cards and cancel unused cards. In some areas, the number of credit cards held by individuals may be limited, usually up to 3~5. When applying for a credit card, the applicant needs to meet certain conditions, such as age, financial ability and credit history.