1. After logging in to online banking, click "Account Management → Account Limit Adjustment → Quota Adjustment → Apply for Quota Reduction".
2. After logging in to mobile banking, click "Home → All" and click "My Limit" under "Credit Card" to apply.
3. After logging in to Pocket Life, click "My → Credit Line → Fixed Line → Adjust Fixed Line → Reduce Fixed Line".
Tips: Re-application is required to restore the quota after reducing the quota, and there is no guarantee that the quota can be restored to the original quota. I suggest you adjust the credit card limit first.
(Response time: April 26, 2020. Please refer to China Merchants Bank official website for the latest business changes. )