There are necessary conditions for applying for a credit card.

Because credit cards are overdraft consumption, although banks make full use of their own advantages to attract customers to apply for their own credit cards, they will only list those who think they have repayment ability and integrity as card issuers, and not everyone can apply for credit cards. Let's take a look at the requirements for applying for a credit card:

1. Age requirement: the age is between 18 and 65;

2. Income and asset requirements: have a stable occupation and income;

3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;

4. Have full capacity for civil conduct;

5. Handling supplementary cards: For those who do not meet the above application conditions, they can also apply for supplementary cards through their parents or spouses. The requirements are natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct, but they must be over 13 years old and under 16 years old.

If you have the above conditions, which bank's credit card is best is not a problem.

If you meet the above conditions, it is the easiest to apply for a credit card online. At present, online applications of CITIC, Guangfa, China Merchants and Xingye will know whether to approve the card as soon as possible.