Minsheng Bank credit card charges an annual fee. The annual fee is divided according to the card level. The regular card has the lowest annual fee, which is 100 yuan for the main card/50 yuan for the supplementary card. The unlimited card has the highest annual fee, which is 30,000 yuan for the main card/15,000 yuan for the supplementary card.

The specific annual fee standards are as follows:

1. The annual fee for the main card is 100 yuan, and the annual fee for the supplementary card is 50 yuan; (such as Minsheng ID credit card).

2. The annual fee for the main gold card is 300 yuan, and the annual fee for the supplementary card is 150 yuan; (such as Minsheng mobile credit card, Tongbao installment gold card).

3. The annual fee for the standard platinum card is 600 yuan for the main card and 300 yuan for the supplementary card.

4. The annual fee for the main card of the Platinum Financial Card is 1,500 yuan, and the annual fee for the supplementary card is 750 yuan.

Minsheng Credit Card Annual Fee Waiver Policy:

1. For Jinpu Card, the first-year annual fee is waived for 1 transaction within 2 months of card approval, and 5 or more purchases in the same year. For one foreign currency transaction, the annual fee for the following year will be waived.

2. The Standard Platinum Card will be charged a first-year annual fee of RMB 600 after activation. If there are 18 valid transactions or valid consumption of RMB 50,000 or the equivalent in foreign currency in the current year, the annual fee for the next year will be waived.

3. For platinum financial card holders (including principal card and supplementary card), the first-year annual fee cannot be reduced, and the repayment amount for the current year’s bill is accumulated (i.e., the bill for the twelve months before the next year’s annual fee is incurred) If the cumulative amount reaches RMB 1 million, you can enjoy the annual fee exemption for the next year.

The waiting time for Minsheng Credit Card application

The bank will notify you via text message (including approval and bank issuance of the card) within 15 days after the approval is in compliance with the regulations; you can call the bank customer service at any time for consultation Check the progress of the application or log in to the official website of the bank;

Requirements for applying for a credit card

1. Age requirements: between 18 and 65 years old;

2 .Income and asset requirements: Have a stable career and income;

3. Credit and ability requirements: Have good credit and the ability to pay interest on time;

4. Have Full capacity for civil conduct;

5. Provide original copies of various documents.

Minsheng Bank's long-distance transfer fee

1. If the inter-provincial transfer is handled at the counter, the fees are as follows: 5.5 yuan for less than 10,000 yuan, 10.5 yuan for 10,000 to 100,000 yuan. 100,000 to 500,000 yuan is 15.5 yuan, 500,000 to 1 million yuan is 20.5 yuan, and above 1 million yuan is charged at 0.002% of the remittance amount, with a maximum charge of 200.5 yuan (of which 0.5 yuan is a handling fee, and the rest is postage and telecommunications fees). Minsheng Silver Card and Gold Card customers are free of charge, and postage and telecommunications charges are half that of ordinary cards. There are no fees for Diamond card customers.

2. If you want to transfer money through online banking, you only need to open the online banking of Minsheng Bank Card. Ordinary cards are charged according to the electronic transfer standards of the People's Bank of China. For silver card customers, the daily cumulative remittance amount is free of charge if it is less than RMB 500,000, and any excess amount will be subject to ordinary card standards. For gold card customers, the daily accumulated amount is free within 1 million, and the excess amount will be charged as a regular card. Diamond card is free and there is no limit on the amount.