The three-day grace period of credit card (debit card) refers to three days after the repayment deadline. For example, the repayment deadline is 5th and the grace period is 6th-8th. However, the deadline for the grace period for repayment varies from bank to bank. The final repayment time of some banks is 23: 59 on the third day of the grace period, and some are before 20: 00 on the third day of the grace period. The specific time is subject to bank regulations.
Generally speaking, if there are no special circumstances, it is best to repay before the repayment date (inclusive). If you miss the repayment date, it is ok to repay within the 3-day grace period, because repayment within the 3-day grace period is still regarded as timely repayment.
[img] How to calculate the three-day grace period for credit cards (debit cards)?
The three-day grace period of credit card (debit card) refers to three days after the repayment date, for example, the repayment date is 10 and the grace period is1-13. However, the repayment period of each bank is different. The final repayment time of some banks is 23: 59 on the third day of grace period, and that of some banks is 17-2 1.
If there are no special circumstances, it is best to repay on the repayment date. Even if you accidentally miss the repayment date, try to pay off the arrears within the grace period.
How many days is the grace period of credit card repayment in China Bank?
Generally, gold cards and ordinary cards have a grace period of 2 days, and platinum cards have a grace period of 8 days. Repayment before 20: 00 on the last day of grace period at the latest is regarded as normal repayment. Some special cards do not enjoy grace period service. Whether to generate overdue records is subject to the latest bill.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
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This concludes the introduction on how to calculate the three-day grace period and the three-day grace period for credit cards. I wonder if you found the information you need from it?