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What to do with China Construction Bank Credit Card?

How to apply for a CCB credit card

The procedures for applying for a CCB credit card are as follows:

1. Apply at a bank outlet: The applicant brings his or her ID card and other relevant materials to the local branch You can apply at a CCB branch.

2. WeChat public account processing:

(1) Open WeChat and follow the CCB WeChat public account - "Dragon Card Credit Card";

(2) Enter the public account Click "My Site" at the bottom of the screen - "Card Application/Progress";

(3) Click "Click here to apply now" in the reply;

(4) Select the credit card you want to apply for and click "Apply Online";

(5) Then enter the information according to the prompts to apply.

Operating environment: WeChat APP version 8.0.15

1. CCB credit card application conditions

Any natural person with full civil capacity and repayment ability can apply for Please bring your valid ID and relevant supporting documents to apply for the main personal card.

The main card applicant can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (must obtain permission from their legal representatives). Each main card can apply for up to three supplementary cards. The main cardholder can apply to cancel the supplementary card at any time.

2. Information required for CCB credit card application

1. If you are an applicant with local household registration, you must also provide:

①Copy of ID card;

②Proof of financial resources: including proof of income or proof of personal assets or proof of professional qualifications, including:

--Proof of income (including any material)

a .Copies of personal income tax withholding vouchers or tax payment certificates for the last three months from the date of application

b.Copies of social insurance policies for the last three months from the date of application

c . Provident fund payment records or copies of payment lists for the past three months from the date of application

--Proof of personal assets (including any materials)

a. The property rights belong to the person Or a copy of the local real estate certificate owned by others

b. Copy of house/car purchase invoice

c. Copy of motor vehicle driving license of the People's Republic of China

d. Copy of China Construction Bank savings passbook or deposit certificate

2. If you are an applicant with non-local household registration, you must also provide:

①Copy of ID card

②Proof of financial resources (same as above);

③Proof of stability.

a. Copy of local real estate certificate from the card issuing bank

b. Copy of social insurance policy

c. Copy of full-time undergraduate degree or above/degree certificate

3. If you are an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), you need to also provide:

①Copy of ID card;

a .Foreigners shall provide a copy of their passport

b. Residents of Hong Kong and Macau shall provide a copy of the mainland travel permit for Hong Kong and Macao

c. Taiwan residents shall provide a 5-year mainland travel permit for Taiwan residents. Copy

② "Foreigner's Permanent Residence Certificate" or deposit (minimum deposit amount is 5,000 yuan).

How to apply for CCB credit card?

You can apply for a China Construction Bank card online.

Users can apply for a construction bank card online. The specific application steps are as follows:

1. Log in to the official website of China Construction Bank;

2. Click on deposit, loan and bank card-debit card application;

3. Fill in the personal information, including name, ID number, and click Next.

4. Click the check box to agree to the "CCB Long-Term Card Debit Card Collection Agreement" to complete the application.

Operating environment: Huawei nova7JEF-AN00

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Processing process:

1. You must carry your ID card with you. Because you need to save some money when you first apply for a card. Usually the minimum is about 10 yuan.

It also costs about 10 yuan to apply for a card. Therefore, please bring your ID card and 20 yuan (or more) in cash to the local business outlet;

2. After entering, you will see the lobby manager. The lobby manager will usually ask you what business you need to handle. As long as you tell you that you need to apply for a bank card, the lobby manager will take out the corresponding form for you to fill in;

3. Generally speaking, larger outlets will have queuing machines. After queuing, people do not need to queue. Just wait for the counter to call the number. Go to the queuing machine, click on the new card opening business that needs to be processed, and take out the note. It will show your location and how many people are waiting in front of you;

4. After arriving at the counter, hand the completed form and ID card to the bank teller. When applying for a card, you will need to sign and enter your password. The password is six digits. Once set, you should remember it. This is the password for future withdrawals;

5. After completing all procedures, you will receive a bank card. If you do online banking at the same time, you will get a security card or a USB shield at the same time.

Expand materials:

To apply for a CCB bank card, you need to meet the following conditions:

1. Be at least 18 years old, have a stable career and a certain income, and have no bad records , those who have the ability to repay can apply for a long-term (dual-currency) credit card;

2. Work for six months or one year at the card-issuing bank before joining; if the annual income reaches the local average annual income, you can Counted as 13 months. In addition, applicants with a certain social status or whose annual income reaches more than 5 times the per capita annual income in the jurisdiction of the card issuer and have good credit may be issued a gold card with their consent.

How to apply for a CCB credit card?

There are many ways to apply for a CCB credit card. People who meet the card application conditions can choose by themselves:

1. Online banking

Customers who have opened CCB online banking can log in to their account and directly select cards and fill in information online.

2. Mobile Banking

Log in to CCB Mobile Banking, select credit card products in the credit card column, and process online.

3. WeChat public account

Follow the WeChat public account "Longka Credit Card", click My Site - Card Application/Progress Inquiry, click the push message "Apply Now", the page will jump to On the card application page, just select the card, fill in the information and submit it.

4. Customer service hotline

Call CCB credit card customer service hotline directly at 400-820-0588 and make an appointment for card application personnel to come to your door.

5. Bank outlets

Bring your valid personal ID and additional proof of financial resources and other information to the counter of any China Construction Bank outlet to apply for a credit card.

6. Regular third-party card application platforms

Such as Alipay, WeChat, QQ, etc. Just select the card online and fill in the information.