Savings card issued by rural credit cooperatives. Debit card refers to a bank card that deposits first and then consumes, and has no overdraft function. This card can be used for transfer settlement, cash deposit and withdrawal, shopping and consumption, etc. At the same time, it will increase various financial functions such as transfer, fund purchase and stock trading. In addition, there are a lot of value-added services.
Bank cards are divided into debit cards and credit cards:
Then the debit card is an ordinary bank savings card, and the usual bank card generally refers to this debit card, with the emphasis on "debit", that is, using your own money.
Credit cards are also called credit cards. The emphasis is on "credit", which means "future payment". It took the money from the issuing bank and then paid it back.
So generally speaking, everyone will have a debit card, but not everyone will apply for a credit card. Debit cards can deposit and withdraw money at any time, with no limit. If you deposit money, there will be interest, while credit cards have many restrictions, and some have to pay bank interest.