Why does Mobile Life still have credit limit after a canceled card? According to the official explanation of China Merchants Bank, each bank needs to upload the borrower's consumption and repayment records, which cannot be tampered with, including the credit limit. Even if the cardholder has chosen to cancel the card, the specific credit limit cannot be changed. The credit limit on Palm Life will not disappear until the validity period of the credit card expires. This situation does not matter. The cardholder has chosen to cancel the card and can no longer use the credit card and does not need to pay annual fees or other fees. If you are really worried, the cardholder can also choose to call China Merchants Bank customer service for details. After the card is canceled, the information contained in the card will not be canceled. Of course, there is another situation, that is, there is negligence or loopholes in the bank's system. Cardholders can call to give feedback, and the bank will resolve it promptly. In addition, cardholders need to be reminded that if they regret canceling the card and want to resume use, it is possible. The bank will evaluate whether to resume use based on the previous use of the card, but generally you need to wait for more than 6 months. Some banks also provide instant card recovery services, but cardholders are required to reactivate the card within the validity period. The above is the sharing of relevant content about "Why does Mobile Life still have a credit limit after a canceled card?" I hope it can help everyone!