The process of credit card data audit of China Merchants Bank is to check personal credit information, check company information verification, personal reserved information verification, credit card business card printing and card issuance activation. After receiving your application materials, the credit card staff of China Merchants Bank will forward them to the audit department of the credit card center. It usually takes 10 working days from the receipt of your application materials by the audit department to the completion of the credit card audit.

Browser computer: macbookpro mos 14 open Google version 92.0.4515.131.

Generally speaking, the normal review after application is 10 working days, and the second batch is, after all, a few people. In addition, once approved, the card will be made within two working days, and then sent by registered mail according to the billing address, which usually takes about one to two weeks to receive.

If you have received the telephone credit, the telephone credit is one of the bank credit card review processes, which does not mean that 100% passed or 100% failed. After receiving the call, the audit results will be given in about 3 working days. After 10 every day, you can click "Application Progress Query" on the right side of official website homepage of China Merchants Bank Credit Card, or you can call China Merchants Bank Credit Card Center for voice query. Query 1 time every day, and the results will be displayed the next day after the update on the same day.

Materials submitted by China Merchants Bank: copy of identity certificate, original work certificate, original salary and income certificate, and whether the application form is complete. If there is any shortage, the applicant will generally call the nearest China Merchants Bank to submit the corresponding materials; Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system; Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable; After approval, it usually takes about 7- 15 to issue a credit card.

1. According to Article 10 of the Credit Card Charter of China Merchants Bank (10th Edition), the card issuer decides whether to issue the card, whether to require the applicant to provide the guarantee and the guarantee method, determines the card issuing method, verifies the credit limit of the account, verifies the overdraft interest rate of the account and the minimum repayment ratio. If it fails to pass the examination and approval of the card issuer, the application materials will not be returned.

2. Some chip cards issued by China Merchants Bank not only support credit card accounts, but also support electronic cash accounts. Electronic cash account has all or part of the functions of electronic cash account transactions, such as small quick payment, balance inquiry and recharge, but it does not have other payment and settlement functions, such as overdraft, transfer and cash withdrawal. E-cash account is anonymous, without loss reporting, interest payment and statement. Unless otherwise specified, all transactions mentioned in the Articles of Association are credit card account transactions.