What is the UnionPay card at the beginning of 62?
unionpay card starts with p>62, and the specific type should be further judged according to other signs on the card face. Here are some related types of UnionPay cards for you.
I. what is unionpay card
unionpay card is a bank card that starts with "62" and has unionpay logo on the card surface.
II. What are the types of UnionPay cards?
(1) According to the types, they can be divided into debit cards and credit cards:
Debit cards
Debit cards refer to the bank cards that cardholders deposit at the issuing bank before spending. Debit cards are easy to carry. You can deposit and withdraw money at the bank counter or at ATM, which is very convenient. You can also earn interest by depositing with debit cards.
credit card
a credit card refers to a bank card that the issuing bank gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The difference between a debit card and a credit card is that a 3-digit CVV code is printed on the signature column on the back of the credit card.
(II) Differentiate according to grades
Differentiate according to grades, which can be divided into Puka, Gold Card, Platinum Card and Diamond Card:
Puka
All UnionPay cardholders can enjoy safe and convenient card service. UnionPay cards are not only commonly used in China, but also used in more than 14 countries and regions abroad. Whether you want to shop, travel or enjoy food, UnionPay card is your best assistant.
gold card
on the basis of general card rights, gold card holders can enjoy a higher credit limit, as well as a variety of special services provided by UnionPay and card-issuing banks, such as road rescue and insurance services, thus making your life more convenient and comfortable.
Platinum Card
UnionPay, a joint card-issuing bank, provides platinum card holders with various services such as platinum secretary, platinum business circle, online ordering of green food, etc. Through considerate and thoughtful services, platinum card holders can enjoy a higher quality of life.
diamond card
unionpay, a joint card-issuing bank, provides diamond card holders with more personalized services, such as the courtesy of senior members in high-end hotels, the service of high-end clubs, and the service of unionpay platinum VIP lounge, etc. Through high-quality exclusive services, it highlights the distinguished status of cardholders.
the difference between the beginning of bank of communications credit card 52 and the beginning of 62
the difference between the beginning of bank of communications credit card 52 and the beginning of 62 lies in the scope of application, as follows:
the card at the beginning of 62 is a unionpay credit card with unionpay standard, which can be used in China, but cannot be paid abroad.
the credit card at the beginning of p>52 is the credit card with the mastercard logo on the card face, that is, MasterCard, which is an international credit card organization and can also pay and settle accounts abroad.
Extended information:
Safety issues that should be paid attention to when using credit cards
1. Credit cards: criminals or criminal groups use fake or invalid cards (expired/lost/invalid/damaged tapes, etc.) to pretend to be genuine cards and directly deceive merchants or card issuers.
2. Cardholder: The card is not properly kept/handled (expired/tape-invalid credit cards are not destroyed, or lost and not immediately invalidated, etc.), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.
3. Consumer merchants: the service personnel overshot the cardholder during the consumption process, or stole his credit card information to other merchants for consumption. This situation can happen whether it is a physical business or a network virtual business.
4. Card issuer: The computer system was maliciously invaded, stealing the basic/transaction information of customers. There are also unscrupulous cases in which employees in the organization are inside the house and steal from themselves, or the inside is magical and the outside is evil.
5. Trading system and mechanism: As long as it is made or handled by human beings, human errors and omissions are inevitable; No matter how rigorous the trading mechanism is, with the world-class trading system from confirmation to settlement, it is still possible to be invaded, and the so-called "invasion" actually has differences in hierarchy.