When the bank customer service called to urge the installment, many people refused directly. At this time, the customer service of the bank may say that large consumption is obviously unreasonable. If you don't do the installment, you will reduce the credit card and get a credit card. If it is done, it can also ease the pressure of capital turnover and be very helpful for future withdrawals. In fact, these words are not credible. Many banks' credit card installment business personnel are supernumerary employees or outsourcing teams, which are different from the bank's risk control manager. Therefore, customer service has no right to adjust the credit card limit.

Credit card installment payment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee.