The Shanghai Pudong Development Bank credit card installment will not generate interest, but there will be handling fees. Installment fee = installment amount * number of installments * installment rate per installment. The installment rates of China Guangfa Bank are: 0.9% for 3rd period, 0.78% for 6th period, 0.74% for 12th period, 0.76% for 18th period, and 0.76% for 24th period. Assume: The installment amount of the bill is 10,000 yuan, and it is repaid in 6 installments, then the installment fee = 10,000*0.78%*6=468 yuan.