If your credit card becomes overdue again after negotiation, you can take the following measures to solve the problem:

1. Contact the bank promptly: Contact the credit card issuing bank as soon as possible to explain the situation and seek advice help. You can communicate by phone, online customer service or in person at a bank branch. Maintain good communication with the bank and explain your willingness to repay and your determination to solve the problem.

2. Understand overdue fees and interest: During the process of contacting the bank, learn about the specific situation of overdue fees and interest. This can help you better plan your repayments and avoid accruing further late fees and interest.

3. Develop a repayment plan: Develop a reasonable repayment plan based on your own financial situation. You can consider repaying the debt in installments or paying off the debt in one lump sum, and choose the most suitable method according to your actual situation. At the same time, make sure you repay your loan on time to avoid overdue payments again.

4. Seek professional help: If you have difficulties in formulating and implementing a repayment plan, you can seek help from a professional financial institution or lawyer. They can provide professional advice and solutions based on your specific situation.

5. Improve personal financial situation: In addition to solving the current overdue problem, you also need to think about how to improve your personal financial situation and avoid falling into the overdue dilemma again. You can formulate reasonable consumption plans, increase sources of income, and rationally plan and manage personal finances.

In short, when faced with the situation of overdue credit card again after negotiation, the key to solving the problem is to contact the bank in time, formulate a reasonable repayment plan, and seek professional help. At the same time, it is also very important to improve your personal financial situation and avoid being overdue again. Hope the above information is helpful to you.

Frequent loan applications or operations will increase your personal credit risk, making your application more likely to be rejected. You can learn about personal credit risk index at "Kingfisher Data". The higher the risk score, the easier it is for the application to be rejected.