1. Annual Credit Card Fee of Shanghai Pudong Development Bank

1, Puka/Simple Gold Card: Main Card 180 yuan; Auxiliary card 90 yuan;

2. Gold Card/Simple Platinum Card: 360 yuan is the main card; Supplementary card 180 yuan;

3. Standard platinum card category: main card 680 yuan; Supplementary cards are free;

4. High-end platinum card category: 3,600 yuan for the main card; Supplementary card 1800 yuan;

5. Business Travel Gold Card/Simple Platinum Card: 400 yuan is the main card; Auxiliary card 200 yuan;

6. High-end Platinum Card for Business Travel: Master Card 1500 yuan; Auxiliary card 750 yuan;

7. Super Platinum Card: RMB 0/0000 for the main card and RMB 5,000 for the auxiliary card.

8.WOW card membership fee: occupancy fee 260 yuan/account; Membership fee for the following year is 60 yuan/year.

Second, Shanghai Pudong Development Bank Credit Card Free Annual Fee Policy

At present, the annual fee policy of Shanghai Pudong Development Bank's credit card is six times a year, and the annual fee is free in the first year and the annual fee is free in the next year.

In the first year, Puka accumulated 2,000 points (if the accumulated consumption is 2,000 yuan or the first credit card amount is greater than that of 99 yuan, 5,000 points will be given away), and the annual fee will be exempted in the following year. Gold card holders who spend more than 5,000 yuan by swiping their cards within 12 months after renewing their cards in the following year can be exempted from the annual fee for the following year. (except WOW card).

Credit card application process of Shanghai Pudong Development Bank

1 Obtain the credit card application form through the bank counter or the account manager of Shanghai Pudong Development Bank and official website of Shanghai Pudong Development Bank;

Fill in the relevant information according to the contents of the form, and try to fill it in completely. Including the detailed address of the place of residence, unit and telephone number, personal assets related information, etc.

3 After completing the information, you can directly submit the application; If it is an offline application, you need to submit the application form to the local credit card center of Shanghai Pudong Development Bank.

Shanghai Pudong Development Bank credit card application materials:

1, Shanghai Pudong Development Bank credit card application.

2. Proof of identity: copy of the front and back of the ID card and temporary id card (except for the China Mobile Prefabricated Card, all applications can be processed in temporary id card, provided that the card processing date is one week before the validity of the certificate). Special circumstances: if the applicant for supplementary card is under 16 years old and has not obtained an ID card, the valid ID card is the household registration book.

3. Work certification documents: copy of work number plate/work permit, original business card, original work certificate or copy of employment contract.

4. Income certificate: including the copy of bank statement or passbook in the last three months, copy of deposit certificate, income tax bill in the last three months or income certificate issued by the company.

5. Proof of residence: the applicant can provide copies of water, electricity, coal, residential telephone fees, property management fees and other valid proof of residence.

Is the credit card of Shanghai Pudong Development Bank free of annual fee in the first year?

Acceptance criteria: main card 900 yuan/card, auxiliary card 600 yuan/card. Exemption and exemption conditions: If any amount of installment payment is completed in this year, the annual fee of the main card can be deducted by 6.5438+0.5 million points, and the annual fee of the auxiliary card can also be deducted by 6.5438+0.5 million points.

Bank annual fee policy:

The annual fee-free policy of Bank of Communications is the annual fee-free policy in the first year, and the annual fee-free policy in the next year if you swipe your card six times in one year (unlimited amount). The swipe times of the main card and the auxiliary card can be calculated together. However, the credit card center may introduce a new annual fee standard, which will be published on the website of the credit card center and inform cardholders accordingly. If the annual fee-free policy changes, cardholders should not forget to adjust their credit card strategy.

The annual fee-free policy of Shanghai Pudong Development Bank is quite special. Cardholders of standard Capka, gold card and some platinum cards (accelerated points and simple platinum) will be exempted from the annual fee for the following year by swiping their cards six times. Standard platinum cards and co-branded cards need to earn 30,000 points to avoid the annual fee for the following year. (Consumption 1 meta-product 1 points)

Minsheng Bank and Shenzhen Development Bank have relatively high annual fee-free standards. The former requires cardholders to swipe their cards eight times a year to avoid the annual fee of the following year, while the latter raises the standard to 18 times. Moreover, both credit card centers stipulate that the number of swipes of the main card and the auxiliary card should be calculated separately, and any card that fails to meet the standard needs to pay the corresponding annual fee.

In the annual fee-free policy of banks, the words "the first year" and "the second year" are generally involved, but the timing start time of each bank is different. Some banks, such as China Construction Bank and China Guangfa Bank, are exempt from the annual fee from the cardholder's card opening date to the second day of the following year, while some banks start from the card verification date or card making date, and then the annual fee amount is reflected in the bill of the month of the card verification date or card making date, such as Bank of Communications and China Merchants Bank. In the latter case, if the cardholder does not use the card in the first year after applying for a credit card, and opens the card in the second year, it is likely that the annual fee will be charged directly, because according to the bank's timing rules, the cardholder's "first year" does not reach the number of swipes or the amount of swipes.

Is there an annual fee for the credit card of Shanghai Pudong Development Bank?

There is an annual fee for the credit card of Shanghai Pudong Development Bank, and different card types will be different, as follows:

1, Puka, simple gold card: main card 180 yuan, auxiliary card 90 yuan;

2. Gold card and simple platinum card: main card 360 yuan, auxiliary card 180 yuan;

3. Business Travel Gold Card and Simple Platinum Card Category: 400 yuan as the main card and 200 yuan as the supplementary card;

4. Standard Platinum Card: the main card is 680 yuan, and the auxiliary card is free;

5. High-end platinum card for business travel: main card 1500 yuan, and auxiliary card 750 yuan;

6. High-end platinum card: 3,600 yuan for the main card and 1.800 yuan for the auxiliary card;

7. Super Platinum Card: RMB 0/0000 for the main card and RMB 5,000 for the auxiliary card.

The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

For cardholders, the setting of the minimum repayment amount of credit card can ensure that personal credit is not limited by repayment ability to a certain extent. When you spend too much on your credit card and the repayment amount exceeds your repayment range, you can choose the minimum repayment amount, so that your personal credit will not be affected. But what you need to know is that this means that you can no longer enjoy the interest-free period.

Minimum repayment amount = 65,438+00% of the consumption amount within the limit, 65,438+000% of the cash advance transaction amount, 65,438+000% of the unpaid part of the previous minimum repayment amount, 65,438+000% of the consumption amount exceeding the limit, and 65,438+000% of the expenses and interest.

At present, in the above formula, some banks use the minimum repayment rate of 10% to advance cash. Pay the "minimum repayment amount" before the due repayment date, and calculate the interest accordingly. But it will not affect personal credit. Cash advance does not enjoy the minimum repayment amount.

After the credit card is spent, you will receive the bank statement on the billing date. There are two quantities, which we should write down. One is the amount payable in this period, and the other is the minimum repayment amount.

The billing cycle of a credit card is one month, usually 30 days, which is generated after you apply for a credit card. After you activate, your billing cycle will last until the th of next month, during which your consumption will be counted as an installment bill, and the repayment date will be set by yourself, usually with a time difference of about half a month.

After the credit card is spent, you will receive the bank statement on the billing date. There are two quantities, which we should write down. One is the amount payable in this period, and the other is the minimum repayment amount. In fact, this is also a major advantage of credit cards. Once you spend your credit card, which is beyond your repayment range, you can choose the minimum repayment amount, so that your personal credit will not be affected. But that means you can't enjoy the interest-free period any more.

Is there an annual fee for the credit card of Shanghai Pudong Development Bank? Why do you deduct 8 yuan every month?

At present, the annual fee policy of Shanghai Pudong Development Bank's credit card is to waive the annual fee in the first year and the annual fee in the next year, and accumulate 2,000 points in the first year (if the accumulated consumption is 2,000 yuan or the amount of the first credit card is greater than that of 99 yuan, 5,000 points will be given away). Gold card holders who spend more than 5,000 yuan by swiping their cards within 12 months after renewing their cards in the following year can be exempted from the annual fee for the following year. The monthly deduction of 8 yuan is an insurance service for anti-theft brushes. 8 yuan every month, the first month can be free to experience. Cancel without calling, and collect it every month.

If your credit card points do not reach the annual fee-free standard within one year, Shanghai Pudong Development Bank will charge you an annual fee. The detailed rules for collecting the annual credit card fee of Shanghai Pudong Development Bank are as follows:

Puka: main card 180 yuan/year, and supplementary card 90 yuan/year;

Gold card: main card 360 yuan/year, supplementary card 180 yuan/year;

Platinum card: 3,600 yuan/year for the main card and 65,438 yuan +0.800 yuan/year for the auxiliary card (the first two cards are free of annual fees);

Platinum Card Standard Edition: the main card 680 yuan/year supplementary card is free;

WOW series cards: free of annual fee.

How many times does the credit card of Shanghai Pudong Development Bank waive the annual fee?

Swipe the card six times.

The credit card of Shanghai Pudong Development Bank can be exempted from the annual fee directly in the first year, and it can be exempted from the annual fee for the following year after swiping the card for more than 6 times a year (unlimited amount). Among them, online payment is included in the number of credit card swipes. In addition, the first year means that within the first 12 month of card issuance, the card is not activated in the first year or the number of swipes is not enough, and the annual fee is charged on the billing date of the first 13 month.

Extended data:

If the credit card of Shanghai Pudong Development Bank is not activated, there is no annual fee. After successful activation, the annual fee is generally free in the first year, and the fee will be charged from the second year of activation.

The charging standards are as follows:

1. Puka:

The annual fee of the main card is 180 yuan, and the supplementary card is in 90 yuan every year.

2. Gold card:

The annual fee of the main card is 360 yuan, and the annual fee of the auxiliary card is 180 yuan.

3. Platinum card and above:

The annual fee is 3600 yuan from 360 yuan and 680 yuan, depending on the type of card.