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Will CCB's credit card be automatically cancelled when it is not used?
It won't cancel automatically. Although some banks will automatically cancel the bank cards that customers have not used for a long time, CCB does not require this. CCB will only control those accounts that have not been used for more than three years and have zero fund balance. In this case, the customer's bank card can no longer be used normally. If customers want to use CCB's bank card in the future, they need to reactivate it at the account opening branch, and they can still use it normally after activation.

If the bank card is not used for a long time, it should be cancelled voluntarily.

Although CCB's bank card will not be automatically cancelled if it is not used for a long time, if it is really unnecessary, it should be cancelled at the bank in time, because the account is in its own name, after all, there are certain risks. Eliminating this account in time can eliminate some security risks and avoid a series of unnecessary troubles after the bank card is stolen or lost.

Change the card in time if the bank card is abnormal.

Some people hold CCB bank cards and are bound to WeChat or Alipay. Usually, they only use these three-party software for fund transactions, and rarely use bank cards. However, when they used their bank cards carelessly, they found that their bank cards had problems and could not complete the deposit and withdrawal transactions. At this time, they should apply for card replacement at the account opening branch in time. If you can't change your card, you should also apply for freezing this card in time. Wechat and Alipay should also replace new bank cards, because abnormal bank cards are prone to financial risks, which is not conducive to the security protection of their own funds.

How to cancel the bank card

After the cancellation of CCB's bank card, you must apply to the account opening branch. When applying for account cancellation, the teller will help the customer empty all the funds in the bank card before applying for account cancellation. At this time, you need to fill out a related application form. After signing and real-name authentication, the teller will cancel the account and ask the customer to sign for confirmation after the operation is completed. At this point, your CCB bank card has been completely cancelled. If you want to use the CCB bank card in the future, you must go to the branch to open an account again.