Whether the monthly withdrawal amount of China Merchants Bank credit card is too high depends mainly on your credit status and consumption habits. The maximum withdrawal amount of China Merchants Bank credit card is 60,000 to 1 10,000. If the monthly consumption amount approaches or exceeds this amount, the withdrawal amount may appear higher. Credit status will also affect the withdrawal amount. With a good credit record, the bank will provide you with a higher credit limit. On the other hand, if the credit record is poor, the bank will limit the loan amount.