;?Using credit cards for installment is no longer a rare thing. In recent years, the use of credit cards for installment purchases has also begun to rise. So, do you know how long the installment period for buying a car with a CCB credit card is usually? Today, let me give you a detailed introduction for your reference.

What is the general installment period for buying a car with a CCB credit card? Car purchase installments with CCB credit cards can generally be divided into 12, 18, 24, 36, and 48 installments. The down payment ratio is generally 30, 40, or 50, which actually fluctuates slightly depending on the car model.

How to charge the installment fee for car purchase with CCB credit card? CCB and its cooperative automobile manufacturers offer discounted interest rates, which are far lower than the interest rates for car loans of the same period. The best option is to enjoy 0 handling fees. If you catch up with the discounts, it is still a good deal. If there are no activities, the fees are as follows.

1. The one-time handling fee amount = actual installment amount Credit card minimum payment amount.

2. Collect handling fees in installments. The amount of handling fees payable in each installment = actual installment amount × cardholder’s monthly handling fee. The handling fee will be based on the number of transactions, starting from the first bill after completing the transaction. The amount will be credited monthly starting from the date of payment, and the full amount will be included in the minimum repayment amount of the credit card. The above is an introduction to the installment period for buying a car with a CCB credit card. I hope it will be useful to friends in need. Introducing , you can quickly and safely apply for various credit cards.