The interpretation of credit report asset disposal information consists of eight major sections.

1. Basic personal information.

2. Information summary.

3. Credit transaction information details.

4. Details of non-credit transactions.

5. Public information details.

6. My statement.

7. Objection annotation.

8. Query records.

The information collected in the basic personal information section includes: personal identity information, spouse information, residence information and occupation information. It should be noted that the mobile phone number in the first-generation credit report only registers the mobile phone number currently in use, while the second-generation credit report all registers the mobile phone numbers currently in use under the name, with a maximum of five registered. We remind partners not to change mobile phone numbers frequently. , which is also used as a reference for credit.

More replacements will naturally affect the overall credit of the credit report. Another piece of residence information, it is worth noting that sometimes we have to fill in a column when applying for a credit card or loan. Sometimes as the job changes, the residence information filled in also changes. The information has only registered five or six addresses. The bank will think that our work is very unstable, which is quite bad.

Not only will it affect our comprehensive credit score, but it will also affect our loan and card limit, which is what our credit community says must be filed with the household and change the previous information to the latest residential address.