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Is CITIC Bank home Card a savings card or a credit card?

China CITIC Bank home Card is a savings card.

CITIC HOME Card is the first exclusive card issued by CITIC Bank for housing mortgage loan customers.

the card medium consists of a financial IC chip and a magnetic stripe, and the two transaction media use a main account in the banking system;

the electronic cash account is another separate account independent of the main account, and forms a one-to-one correspondence with the main account;

HOME card is a platinum card upgraded by CITIC Bank on the basis of the original debit card function;

the biggest feature of the home card is that customers can apply for home improvement loans at the same time as applying for housing loans from China CITIC Bank.

once the bank approves, the customer can get the mortgage and home improvement loan at the same time, and the one-stop handling method can save the trouble of going back and forth to the bank;

citic HOME card takes the concept of home as the core, and provides consumers with a number of financing such as house purchase, decoration and home furnishing based on real estate mortgage to meet consumers' all-round family consumption needs.