How to activate Guangfa Credit Card
The activation method of Guangfa Bank Credit Card is as follows:
1. After receiving the card, the cardholder can call Guangfa Bank 24 Hourly customer service hotline: 95508, activate credit card through manual service.
2. Cardholders can bring their ID cards and credit cards to a nearby Guangfa Bank branch to activate their credit cards.
3. Cardholders can also directly log in to the credit card channel of Guangfa Bank's official website, click "Card Activation" on the left column, and enter relevant information to activate the credit card.
A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.
The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Guangfa Bank Credit Card is the first standard credit card in China. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. The credit limit can be used for overdraft consumption and cash withdrawal transactions.
The Guangfa Bank Credit Card Standard Card is intended for use by the general public and has no specific orientation. The True Love Card and Pearl Card are high-end credit cards specially established to target women in the new era. These credit cards will receive certain discounts when purchasing some consumer goods for women. The car owner card is for private car owners, who will enjoy more discounts in terms of refueling, car maintenance, etc. At the same time, China Guangfa Bank Credit Card has issued a commercial card, which is widely used in some large consumer places, hotels, etc. It can be applied, and you will enjoy certain discounts on some hotel services and reservation services.
The interest-free period for overdraft consumption can last up to 50 days. As long as you repay in full before the repayment due date specified by the bank, you can enjoy the interest-free period from the date of transaction to the date of repayment. Interest-free treatment until the maturity date. The repayment method is flexible, you can pay it off in full or choose the minimum repayment amount.
Guangfa Credit Card Fees:
Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, minimum: RMB10 (free for Platinum Card, Infinite Card/World Card) )
Overseas cash withdrawal handling fee: 3% of the overseas cash withdrawal amount, minimum: RMB15/USD3 (free for Infinite Card/World Card)
Foreign exchange handling fee: 1.50%
Canceled card account management fee: It will be charged monthly starting from six months after the cancellation of the card. Any less than one month will be charged monthly. The fee for each canceled account is RMB5/USD0.6.
How to activate Guangfa Bank credit card
Guangfa Bank credit card can be activated in mobile banking.
The specific activation process is as follows:
1. Download a Guangfa Bank APP in the mobile application supermarket
2. After the installation is completed, open the APP and select a credit card on the homepage
3. After entering the credit card interface, scroll down to find I want to activate and click to enter.
4. After entering, fill in your credit card information according to the prompts, and click Next after completing the filling.
5. When the activation success prompt appears on the page, set a credit card transaction password.
6. The page prompts that the credit card activation is completed after the transaction password is set successfully.
Operating environment:
Brand model: iPhone13
System version: iOS15.4
App version: v6.3.1
Guangfa Bank was established in September 1988 with a registered capital of 11.408 billion yuan and its headquarters is at No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the State Council and the People's Bank of China, Guangdong Development Bank was established on the bank of the beautiful Pearl River as a pilot bank for China's financial system reform. It is one of the earliest joint-stock commercial banks established in China.
On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as "Guangfa Bank" ;The English name was changed to "China Guangfa Bank" ("China Guangfa Bank").
As of the end of June 2020, China Guangfa Bank’s total assets were 2.81 trillion yuan, an increase of 6.84% from the beginning of 2020; its total liabilities were 2.59 trillion yuan, an increase of 7.02% from the beginning of 2020. In the first half of 2020, China Guangfa Bank achieved operating income of 40.907 billion yuan and net profit of 6.486 billion yuan.
On March 9, 2020, the "2019 China's Top 100 Banks List" was released, with China Guangfa Bank ranking 16th. Compared with ordinary bank savings cards, the most convenient way to use a credit card is that you can make ordinary purchases without cash in the card. In many cases, you only need to return the consumed amount on schedule.
You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and There is a 2% handling fee. ICBC cash withdrawals are free of handling fees and only charge interest).
Swiping your card when shopping is not only safe and convenient, but also provides gift points.
You can enjoy discounts when you use the card at the bank's designated merchants.
Accumulate personal credit and add a record of integrity to your credit file that will benefit you throughout your life.
How to activate and use Guangfa Bank credit card?
The activation methods for Guangfa Bank credit card are: 1. Online banking activation. 2. SMS activation. 3. Activation at offline counter. For example: the cardholder can bring his valid ID and bank card to the counter of a nearby Guangfa Bank branch to apply for credit card activation.
The detailed activation methods for online banking of Guangfa Credit Card are listed below:
1. Log in to the website. Log in to the official website of Guangfa Bank on your computer. There is a menu bar at the top of the homepage of the website. Find the "Credit Card" option in the row of options on the menu bar. Directly click on the "Credit Card" option to enter the "Guangfa Bank Credit Card Center".
2. Start activation. After entering the "Guangfa Bank Credit Card Center", find the "Credit Card Application" column on the far left side of the "Guangfa Bank Credit Card Center". In the "Credit Card Application" column, find the "Card Activation" button, and click the "Card Activation" button to enter the credit card Activate page.
3. Set a password. Follow the process on the "Card Activation" page. First select the ID type, then enter the ID number, credit card and verification code, and click Next. Then set the payment password. After setting the password, click Confirm to activate.
4. Complete activation. After the password setting is completed, click the "Activate Now" button at the bottom of the page to jump to the completion page where "Congratulations Card has been activated" is displayed. Guangfa Bank credit card activation completed.
In addition: The SMS activation method is to use the reserved mobile phone to send the following content to 95508 "the last four digits of the KTK ID number", for example: KTK11112222.
Extended information:
Guangfa Bank was established in September 1988 with a registered capital of 11.408 billion yuan and its headquarters is at No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the State Council and the People's Bank of China, Guangdong Development Bank was established on the bank of the beautiful Pearl River as a pilot bank for China's financial system reform. It is one of the earliest joint-stock commercial banks established in China.
On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as "Guangfa Bank" ;The English name was changed to "China Guangfa Bank" ("China Guangfa Bank").
As of the end of June 2020, China Guangfa Bank’s total assets were 2.81 trillion yuan, an increase of 6.84% from the beginning of 2020; its total liabilities were 2.59 trillion yuan, an increase of 7.02% from the beginning of 2020. In the first half of 2020, China Guangfa Bank achieved operating income of 40.907 billion yuan and net profit of 6.486 billion yuan.
On March 9, 2020, the "2019 China's Top 100 Banks List" was released, with China Guangfa Bank ranking 16th.
Business scope:
The business scope of China Guangfa Bank is all banking businesses stipulated in the "Commercial Bank Law", which mainly includes: absorbing public deposits, issuing short-term, medium-term and long-term loans; Settlement; handling bill discounts; issuing financial bonds; agency issuance, redemption, and underwriting of government bonds; buying and selling government bonds; engaging in inter-bank lending; providing letter of credit services and guarantees; agency collection and payment and insurance business; providing safe deposit box services;
Foreign exchange deposits; foreign exchange loans; foreign exchange remittances; exchange; international settlement; settlement and sale of foreign exchange; interbank foreign exchange lending; acceptance and discounting of foreign exchange bills; foreign exchange borrowings; foreign exchange guarantees; issuance of foreign exchange credit cards;
Trading and agency trading of securities other than stocks; issuance and agency issuance of securities other than stocks; self-operated and agent foreign exchange trading; agency for the issuance and payment of foreign credit cards; offshore financial services; credit investigation, Consulting and witnessing business. Other businesses approved by the People's Bank of China and the China Banking Regulatory Authority.
Guangfa Credit Card Activation Process
Guangfa Bank Credit Card Activation Process:
1. Telephone activation
You can use your home phone or mobile phone Call 95508, select language, select "2" (activate card and password service), then select "1" (activate credit card), and then enter relevant information according to the voice prompts to activate.
2. SMS activation
You can use your mobile phone number registered with China Guangfa Bank to edit the text message: "The last four digits of KTK ID number, the last three digits of the signature field on the back of the card Number", send it to 95508 and wait for the message to see if the activation is successful.
3. Online activation
You can log in to the Guangfa Bank Credit Card Center page, click "Card Activation" on the upper left, enter relevant information as prompted, and receive it on the mobile phone reserved when applying for the card. SMS verification code. After entering the SMS verification code, you can activate your card.
4. Counter activation
You need to bring the "Customer Card Collection Confirmation Letter", the original card and valid identity certificate to a bank branch of China Guangfa Bank for activation.
Guangzhou Bank Credit Card Activation Process
1. Guangzhou Bank credit card holders need to dial 020-96699 through the mobile phone number or home phone reserved during application and press "1" to enter the credit card business ;
2. After dialing the customer service number, press "1" to activate the card;
3. Enter the cardholder's ID number when applying for a credit card and press # to end;
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4. Enter the Guangzhou Bank credit card and press # to end;
5. Enter the CVV code on the right side of the signature field on the back of the credit card and press # to end;
6 , Guangzhou Bank credit card activation was successful.
The Bank of Guangzhou was established in September 1996 and was renamed Guangzhou Commercial Bank in 1998. In 2009, it was approved to be renamed the Bank of Guangzhou.
Market positioning
Serving local areas:
● Actively respond to the national “One Belt, One Road” and “Guangdong-Hong Kong-Macao Greater Bay Area” construction.
●The Pearl River Delta industrial strategy transformation and upgrading calls for a local base, a focus on the main business, and is committed to serving the real economy and assisting the healthy and rapid development of the local economy and society.
●Support key municipal projects: Provide financial support for the construction of major infrastructure such as urban rail transit, roads, bridges, tunnels, ports, etc.;
●Support people's livelihood: Provide financial support for the city's "three olds" Provide financial support for renovation projects to help urban renewal;
●Support local areas: Unswervingly take serving the real economy as the starting point and goal, provide credit support to large local state-owned enterprises, and assist local high-quality development.
●Promote green finance: Focusing on the theme of green finance, provide credit support to new energy industry, green supply chain, garbage and waste treatment, comprehensive pollution control, energy-saving equipment, environmentally friendly materials and other fields;
< p>●Support private enterprises: Introduce several measures (twenty-five articles) to support private enterprises, strengthen private enterprise credit product innovation, and enrich private enterprise financing channels;●Promote rural revitalization: give full play to the advantages of banking finance in rural revitalization, Publish a rural revitalization action plan and implementation plan.
●Implement the national inclusive finance policy, elevate inclusive finance to the level of the bank’s development strategy, launch the “Guangdong Bank Ten Inclusive Policy”, and provide all-round, inclusive finance for inclusive small and micro enterprises. Specialized inclusive financial services;
●Became the "Credit Risk Compensation Fund Pool for Technology-based Small and Medium-sized Enterprises" led by Guangzhou Science and Technology Innovation Committee, and the "Intellectual Property Pledge Financing Risk Compensation Fund" led by Guangzhou Intellectual Property "The project was qualified as the first batch of cooperative banks, and launched a special financing product for technology-based small and micro enterprises - "Technology Loan" and a patent financing product "Zhiyi Dai".
How to activate Guangzhou Bank Credit Card
How to activate Guangzhou Bank Credit Card
1. Go to the nearby Guangzhou Bank branch to activate: If there is a Guangzhou Bank branch nearby, please hold the You can bring your ID card and credit card to the nearest Guangzhou bank counter to apply for card activation.
2. Call the Guangzhou Bank credit card customer service hotline to activate:
A. Select "1" to enter the credit card service, select "2" to enter the activation card or check the credit card application progress, select "2" "Enter the activation card and enter your ID card and other information.
B. Select "1" to enter the credit card service, and select "0" to directly enter the manual service for card activation.
3. Follow the official account "Guangzhou Bank Credit Card" on WeChat, then click "My Services - Service Hall - Card Activation", and then follow the page prompts;
4 , log in to Guangzhou Bank's online banking, then click "Open Card and Set Password" on the right side of the page, and then follow the page prompts for activation.
Set Guangzhou Bank credit card inquiry password: enter the 6-digit inquiry password and press # to end; enter the 6-digit inquiry password again and press # to end; the inquiry password is set successfully.
This ends the introduction on how to activate Guangzhou credit card and how to activate Guangzhou Bank credit card. Have you found the information you need?